Traxpay AG is one of the first fintech companies in Germany and was founded in 2009 by banking and B2B experts. The company developed and supports a multiple award-winning SaaS platform. It helps banks and marketplaces to integrate into existing ERP systems of their corporate clients.

With easy integration into those ERP systems, seamless processes are enabled and all existing refinancing products and investment products are combined into one platform. This leads to integrated and fully flexible supply chain finance instruments for the suppliers as well as capital optimization instruments for buyers.

This flexibility ensures ad hoc financing of individual invoices and utilizes all today’s existing refinancing instruments as a one-stop shop. The supplier has one view on cash forecasting but also optimized one-stop refinancing options.

Factoring, dynamic discounting, reverse factoring, bank credit lines and others are all optimized on a single platform. This leads to an integrated cash management cockpit for suppliers, with the highest certainty of cash planning. On the buyer side the integration into the ERP systems is very safe and quick.

For banks which serve as sales and product partners, Traxpay improves the stickiness with their customers and enlarges the product spectrum of the bank by a modern and state-of-the-art refinancing of working assets.

Traxpay supports banks’ efforts to digitalize their corporate banking business, strengthens their product portfolio and creates additional revenue.